About Us

21st Century Financial Services (“21st CFS”) was founded in Austin, Texas by Terry Oehring and Pat Jerge to provide a solution for community banks that want to operate a paperless bank. Pat has been working in bank technology for over 30 years and has founded several successful companies. Terry has over 15 years’ experience in banking technology including founding Solis Security which provides security and IT services currently. 

21st CFS integrates the best solutions for banking functionality and operates the combined suite of applications from its state-of-the-art data center in Austin. By integrating POD at the teller line, 21st CFS easily supports banks from any geographical location in the US. 21st CFS has no encumbrance from legacy customers which allows the company to price its services very competitively.

21st CFS is committed to supporting the community bank market with no desire to move up to the regional bank market, keeping a focus on helping the community banks thrive by delivering “big bank” technology solutions at an affordable price.